Debt Settlement | About Debt Settlement | Debt Settlement FAQ | Contact Us

Its As Easy As 1, 2, 3!

Debt settlement consists of negotiating with your creditors to settle your debt at a fraction of what you owe on your credit card bills, personal loans, unsecured lines of credit, collection accounts and medical bills. Our debt negotiation experts are most commonly able to negotiate your debt down by 40-60% of the current total.

Debt settlement is an ethical and honorable approach to avoiding bankruptcy. Our debt settlement program can lower your monthly payments based on your individual financial needs. Based on what you can pay each month determines how many months you'll be enrolled for, and ultimately become debt free. Just by budgeting 40% less than your current monthly payment minimum, you can be Debt Free in 12-36 months.

After your program is completed your debts are settled and gone forever. Once a creditor has accepted the settlement payment in full for your debt, you are free from that debt forever. As a client of Island Credit Experts, we work for you and your family to achieve debt relief.

Debt settlement can have you debt free in 12-36 months and significantly reduces your debt more than consumer credit counseling or debt consolidation plans. Making the minimum payment on your credit cards makes it almost impossible to pay off your debt. You will end up paying over the next 20 years to pay off unsecured debts with 18-20% compounded daily interest rates.

You can call us at 1-888-600-5565 for a Free Consultation

If you qualify for our debt settlement program one of our certified consultants will work with you to create a monthly budget for getting out of debt. The debt settlement program is designed to reduce your monthly payments up to 30-60% of your current minimum payments. The goal of the debt settlement program will be for you to work together as a team with one of our debt settlement specialists in order to achieve a settlement of less than the current balance owed. Most often our debt settlement program results in a savings of around 40-60 cents on the dollar. Our monthly payment requirements and the length of time for the debt settlement program can be determined by contacting us today.

CALL NOW: 888.600.5565 | 631.921.2866