How Credit Repair Works

Island Credit Experts raises your credit score by removing negative items from your credit report while giving you sound advice on what you can do to raise your score on your own. We average a 60-100 point FICO score increase in three to six months. Substantial results usually start in as little as 35 days.

Pricing

Since we work on a case by case basis, please call us for our lowest custom quote. Raising you score a mere 20 points can save you hundreds of thousands of dollars over the life of a home loan. We average 60-100 points.

Money Back Guarantee

We will refund 100 percent of your money if we do not remove at least 25 percent of the negatives we work on from all three major credit bureaus within 6 months from when you sign up.

How To Get Started

1. Sign Up For Your Free Consultation

Call us and speak to a member of our staff about what you should do to raise your credit score and how we can help you. This call is free and you will receive invaluable information

2. Complete Our Retainer Packet

Once you have decided to improve your credit, complete our retainer packet so we can start working on your credit file. You will then receive login information to access your account anytime online to view the progress we have made. In addition to this retainer packet, we will require proof of address and your social security number.

3. Send In Your Monthly Updates

The credit bureaus will send you monthly updates on the progress being made. Simply make a copy for your files and mail us the original update.

4. Watch Your Score Improve

Your score should improve within 35 days.

5. Final Step

You will be notified by your credit specialist when the negative items have been removed from your credit report. You and your credit specialist will review your file and the steps you can take to continue raising your credit score.